FOMO-FI forecasts your bills, tracks your debt payoff, and shows the real number left over after everything's covered — based on your real habits, not a guess.
Start your 7 day free trial today!
Securely link your bank so income and bills sync automatically.
See what's safe to spend before your next paycheck lands.
Snowball or avalanche — FOMO-FI sorts the payoff order for you.
Your number recalculates as bills post and debt drops.
Most budgeting apps show you where money went. FOMO-FI shows you what's left — before you spend it.
Choose snowball or avalanche. FOMO-FI re-sorts your balances and shows the payoff order and timeline as you pay them down.
A 12-month lookback finds bills that repeat — even irregular ones — and predicts the next due date and amount before it hits.
After bills, debt payments, and savings are set aside, see the real number you're free to spend — not your raw balance.
See what you typically spend on the stuff that isn't a bill, so your budget reflects how you actually live.
Set a goal and FOMO-FI treats it like any other obligation — allocated before it can get spent elsewhere.
Everything reconciles into a single figure that updates as bills post, debt drops, and income lands.
No spreadsheets, no guesswork — just the number you're actually free to spend.
Cancel anytime. No charge for 7 days.